If you have already done your research, you know that one of the most important things you can do to protect yourself from identity fraud is to monitor your credit reports.
By reviewing your credit reports, you can take charge of your credit by checking the accuracy of what is being reported about you.
If you space out your three free annual reports, you are taking a step in the right direction, and doing so intelligently.
But even if you are smart about it, changes to your credit may go unnoticed for months.
In fact, it often takes upwards of nine months for people to find out their credit has been tampered with.
Can you prevent identity theft on your own? Not necessarily. This is where Equifax comes in.
You may recognize Equifax one of three credit bureaus and the source of one of your free annual reports.
But what you may not know is that Equifax also provides a number of theft prevention products. Equifax’s theft prevention packages are designed to provide individuals with the tools to avoid identity theft, as well as insurance and assistance in times of need.
Because not everyone is looking for the same level of protection or setting the same budget, Equifax has designed a range of plans to choose from.
Equifax’s most comprehensive protection packages include Equifax Credit Watch™ Silver, Equifax Credit Watch™ Gold and Equifax Credit Watch™ Gold with 3-in-1 Monitoring.
Prices range from $4.95 to $12.95 per month, respectively.
With each package, customers receive alerts to credit report changes, free credit reports and identity theft insurance.
For $12.95 a month, Equifax’s most valuable package is Credit Watch™ Gold with 3-in-1 Monitoring, which includes:
Not convinced that you need this much protection? Consider Credit Watch™ Silver, which offers:
In addition to these identity theft protection packages, Equifax offers a variety of products to help you monitor and evaluate your FICO® credit score, which is a main factor in getting qualified for credit.
The better you protect and monitor your credit, the more you can protect your very important FICO score.
With such a high prevalence of identity theft, it seems certain that each individual should take measures to protect themselves from falling victim to this crime.
With so many packages to choose from at so many price points, Equifax may have the program that is right for you.
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